By the end of the course, participants will be able to:

1.      Understand the core concepts and technologies shaping InsurTech.

2.     Analyze business models and innovation trends in the sector.

3.     Identify regulatory, ethical, and operational challenges.

4.     Explore real-world case studies of successful InsurTech initiatives.

5.     Assess the implications of InsurTech for traditional insurance and financial stability.

Session 1: Introduction to InsurTech

Part 1: Foundations

•    Evolution of the insurance industry

•    Definition and scope of InsurTech

•    Global and regional market trends

•    Drivers of InsurTech: customer behavior, digital transformation, fintech spillover

•   Stakeholders: startups, insurers, tech firms, regulators

Part 2: Key Technologies o Artificial Intelligence and Machine Learning

•   Big Data and Predictive Analytics

•   Internet of Things (IoT)

•   Blockchain and Smart Contracts

•   Telematics and Drones

•   Chatbots and Digital Interfaces

Session 2: Business Models and Use Cases

Part 1: New Models of Insurance

•   On-demand and usage-based insurance

•   Peer-to-peer (P2P) insurance

•   Embedded insurance

•   Parametric insurance

•   Digital-only insurers (e.g., Lemonade, Root)

Part 2: Use Cases and Global Case Studies

•   Distribution and customer engagement

•   Underwriting and pricing

•   Claims automation and fraud detection

•   Reinsurance innovation

•   Case studies from the US, EU, MENA, and Asia

Session 3: Regulation, Challenges, and the Future

Part 1: Risks and Regulatory Considerations

•   Regulatory sandboxes and innovation hubs

•   Consumer protection and data privacy

•   Cybersecurity risks

•   Ethics and algorithmic bias

•   Supervisory technology (SupTech) in insurance

Part 2: Strategic Outlook o Challenges for incumbents and digital transformation strategy

•   Partnerships between InsurTechs and insurers

•   Role of central banks and insurance regulators

•   Future of insurance: personalization, ecosystems, open insurance

Interactive panel/discussion: What’s next for our market?