This training provides a comprehensive understanding of digital payments, covering the latest
trends, technologies, and regulatory developments. Participants will gain insights into payment
infrastructure, real-time payments, open banking, and the role of emerging technologies like
blockchain and AI in shaping the future of payments.
1. Introduction to Digital Payments
• Evolution of payment systems: From cash to digital
• Benefits and challenges of digital payments
2. Innovations in Digital Payment Methods
• The evolution of Point-of-Sale (POS) payments: NFC, Tap-to-phone, biometric POS.
• Instant & real -time payments
• Open Banking & Open Finance: How APIs are changing digital payments
• The rise of Banking-as-a-Service (BaaS)
• BigTech in Financial services (Apple pay, Google Pay, ..)
• BNPL (Buy Now, Pay Later)
• Role of banks and financial institutions in the digital payment ecosystem