Micro, Small, and Medium Enterprises (MSMEs) represent a key driver of economic growth, but they also carry higher levels of credit risk. Effective MSME risk management requires sound assessment tools, data-driven methodologies, and a strong understanding of risk parameters. This training provides participants with knowledge and frameworks to enhance their MSME credit risk management strategies.
By the end of the training, participants will be able to:
• Understand the fundamentals of risk management in the MSME context.
• Apply the EL = PD × EAD × LGD approach
• Analyze portfolio risk through descriptive statistics and default measures.
• Strengthen credit risk provisioning practices.
· Welcome, Introduction, expectations, learning objectives, outlines, and agenda
· Introduction to Risk Management (continued session)
· Introduction to Credit Risk
· The EL=PD*EAD*LGD Way of Thinking
· Nature of Default
· Descriptive Portfolio Statistics
· Credit Risk Provisioning
· Daily Evaluation
· Loan Given Credit
• Credit risk managers and analysts
• MSME lending officers
• Risk and compliance professionals
• Banking supervisors and regulators