1. Understand the Basics: Define the concept of Open Finance and how it differs from traditional banking models.
2. Identify Technical Tools: Learn the role of APIs in connecting financial services and the basic standards for data sharing.
3. Navigate Regulations: Get familiar with the Central Bank of Jordan (CBJ) requirements and essential privacy rules.
4. Explore Practical Use Cases: Discover real-world examples of Open Finance services, such as budgeting apps and simplified lending.
5. Prepare for Implementation: Identify the initial practical steps needed to start or support an Open Finance project within an organization.

Module 1: The Foundations of Trust (How it Works)
•    The Paradigm Shift: Moving from centralized ledgers (Traditional Banking) to Distributed Ledger Technology (DLT).
•    Core Mechanics: Simplified explanation of Blocks, Hashing, and Nodes (The "Immutability" factor).
•    Consensus Simplified: How the network agrees on a transaction without a central authority (Proof of Work vs. Proof of Stake).

Module 2: Smart Contracts & Automation
•    Defining Smart Contracts: "If-This-Then-That" logic applied to financial agreements.
•    Eliminating Middlemen: How automation reduces human error, costs, and processing time in clearing and settlement.
•    The Oracle Problem: How blockchain gets reliable data from the outside world (e.g., gold prices or exchange rates).

Module 3: Digital Assets & The Future of Money
•    Tokenization: Turning physical assets (Real Estate, Gold, Stocks) into digital tokens on the blockchain.
•    Stablecoins: Why they are becoming a preferred tool for instant cross-border payments.
•    Central Bank Digital Currencies (CBDC): Understanding the role of central banks in issuing digital versions of national currencies.

Module 4: Practical Use Cases in Modern Banking
•    Cross-Border Payments: Reducing time from days to seconds using blockchain protocols (e.g., Ripple, Stellar).
•    Trade Finance: Digitizing Bills of Lading and Letters of Credit to prevent fraud and speed up global trade.
•    Identity Management (KYC): Creating a "Reusable KYC" to onboard customers across different financial institutions securely.

Module 5: Challenges, Regulation, and Integration
•    The Scalability Challenge: Can blockchain handle millions of transactions per second?
•    Regulatory Landscapes: Understanding how global and local regulators (like the CBJ) view digital assets.
•    Hybrid Models: How to integrate blockchain with existing legacy banking systems (The "Co-existence" strategy).

Practical Hands-on Session (Workshop)
•    The Lifecycle of a Transaction: Visualizing how a payment travels through a blockchain network vs. a traditional Swift network.
•    Smart Contract Logic Design: Participants will map out the logic for a "Conditional Payment" (e.g., release funds only when shipping is confirmed).

•    Banking & Finance Professionals: Managers and officers in operations, settlements, and trade finance looking to modernize traditional workflows.

•    FinTech Entrepreneurs & Innovators: Individuals building or working in startups that aim to disrupt traditional financial services.

•    Compliance & Risk Officers: Professionals who need to understand the regulatory implications, security risks, and audit trails of digital assets.

•    Digital Transformation Teams: Leaders responsible for implementing new technologies and steering the bank’s future digital strategy.